Insurance

The physicians of the Brumm Eye Laser Center participate with Medicare and most insurance companies. Most insurance companies have different benefit levels depending on whether or not the patient sees a physician, who participates with their company, therefore you should check with your insurance company for a list of participating providers and facilities. It is important that you provide us with complete and accurate information on your insurance coverage. You should also notify us immediately if you have changed your insurance carrier.

NON-PARTICIPATING INSURANCE PLANS

If we do not have a contractual agreement with your insurance company, you are financially responsible for payment in full for all services provided at the time of service. You will be given a charge slip that contains detailed information that the insurance company will need for you to file the claim yourself.

CO-PAYMENTS

If your insurance plan requires a co-payment for an office visit, that amount is due at check-in before you see the doctor.

HMO

If you are a participant in a Health Maintenance Organization (HMO), it is your responsibility to know if your plan requires a referral for you to see a specialist. If a referral is required, it must be obtained prior to your visit. If you are unable to obtain a referral, you may not be able to be seen by our physicians.